Hurricanes | Ready.gov

Hurricane Season Starts June 1st.

A hurricane is a type of tropical cyclone or severe tropical storm that forms in the southern Atlantic Ocean, Caribbean Sea, Gulf of Mexico, and in the eastern Pacific Ocean. A typical cyclone is accompanied by thunderstorms, and in the Northern Hemisphere, a counterclockwise circulation of winds near the earth’s surface......Great Plans can be found at .......Hurricanes | Ready.gov

Exclusive: EXCLUSIVE — At $25 Million, a Record Sale in Miami

WOW!

The property is a triplex penthouse with 6,000 square feet of outdoor space in South Beach....Exclusive: EXCLUSIVE — At $25 Million, a Record Sale in Miami: ..

Budget Planning Tools

Budget Planning Tools:
Whether you're trying to create a budget for your business or your household, budget-planning tools can make your budgeting job easier. Everyone should have a budget, but most people don't want to take the time to do one. Budget planning tools, such...

REALTORMag: BofA Offers Up to $30K to Owners for Short Sales

In an effort to curb foreclosures, Bank of America is offering some of its defaulting home owners relocation assistance of anywhere from $2,500 to as much as $30,000 if they agree to complete a short sale.
Bank of America and other banks increasingly are becoming more willing to complete short sales than in the past, seeing it as a much less expensive alternative than if a home owner falls into foreclosure. With a short sale, banks are able to get ownership of the property more quickly, which tends to allow banks to keep the homes in better condition for resale and avoid costly other fees. Also, studies have shown that short sale properties tend to sell for more than properties in foreclosure.
As such, more banks have tried out special offers to struggling home owners to get them to pursue a short sale over foreclosure. Bank of America first began piloting its short sale relocation program in Florida last year, offering up to $20,000 to home owners who agreed to complete a short sale. JPMorgan Chase piloted a program that offered some home owners up to $35,000 to complete a short sale.
Bank of America has now rolled out the program nationally. To participate, home owners must get preapproval on the sales price of the home. The sale also must close by Sept. 26, 2013.
“This program can help customers make a planned transition from ownership when home retention options have been exhausted or they have made a decision not to keep the home,” says Bob Hora, a Bank of America executive.
For more on this story click here.  
REALTORMag: BofA Offers Up to $30K to Owners for Short Sales:

What Is The First Step In Buying A Home? | REALTOR.com® Blogs

A: Get pre approved by a direct lender like a bank or credit union. I go for the smaller banks or credit unions as they are easier to deal with….Dawn Dawn Rivera is a Realtor® with Realty World-Viking Realty in Fremont, CA. A: First Step is to ...What Is The First Step In Buying A Home? | REALTOR.com® Blogs:

Home inventory levels plummet 21%: Pro Teck

Inventory levels in U.S. markets see significant declines over last year as buyers get off the sidelines. The number of homes lingering on the market fell 21% from year-ago inventory levels.
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Mortgage rates hit all-time lows (again)

Fixed-rate mortgages hit new all-time lows for the third-straight week, with the 30-year FRM submerging below 3.80% following declining long-term Treasury bond yields.
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Keep Your Finances on Track

A household budget is a helpful tool to keep track of expenses and income. Creating a budget is easy, but it must be kept up to date and allow for some flexibility. When finances are tight, a household budget will assist in saving money where needed...Keep Your Finances on Track:

Identity Theft: What You Don't Know

Identity theft wreaks havoc in the lives of its victims, and it can take years to undo its damage. Preventing identity theft is easier now due to federal and state laws. However, it's up to you to keep your eye out for fraud and put a stop to it......Identity Theft: What You Don't Know:

7 questions for your next real estate agent

After four years of sleepy sales during the traditionally busy spring and summer homebuying seasons, real estate experts are forecasting a pickup.

The crash has slimmed the ranks of agents (National Association of Realtors membership is down 26% from 2006); those who are left have more years on the job (a median of 12, up from seven). But not all experience is equal -- you want a realtor with hyperlocal knowledge, if not a home nearby......7 questions for your next real estate agent:

Mortgage Delinquency Hits Lowest Level Since 2009: TransUnion

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Insurance Coverage: Lending Your Car

Is damage to your car covered by your auto insurance policy even if you weren't the one driving?.....A must read!!!!! Insurance Coverage: Lending Your Car:

How to Turn Your Idea Into a Business

You’ve done it! You’ve just figured out -- at least, you think you have -- what the “next big thing” is going to be. Now you just have to get down with how to turn that jewel of an idea into what you hope can be a financially...How to Turn Your Idea Into a Business:

Best money moves for seniors

To have the retirement you want now, you may have to tap a little more of your earning power -- and tap into your spirit of adventure. Here are 6 ways to make it happen.....Best money moves for seniors:

Credit Score Secrets for Home-Buyers

Often, being average is not necessarily a bad thing. In the world of credit and financing, however, it could be. As of 2011, an average FICO score alone just won't cut it. The sharp downtown in the housing market that began in 2007 and the a.....Credit Score Secrets for Home-Buyers: